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MIRF fact sheets


The Motor Industry Provident Fund is a not-for-profit provident fund, that is registered with the Financial Sector Conduct Authority and offers specifically designed retirement savings and benefits for workers and employers in the retail motor industry in South Africa.

The Motor Industry Provident Fund was established by the stakeholders in the retail motor industry in South Africa, specifically for the workers and employers in this sector, and is managed and operated in their best interests.

The Fund provides benefits in terms of the Fund Rules. Whilst some funds indicate that they provide benefits such as temporary ill-health income replacement benefits, unapproved death benefits, or funeral benefits, these are usually separate insurance benefits provided by the employer and are part of an insurance policy with an insurer. The funds merely pay the insurance premiums, and these benefits are not retirement fund benefits. Read more here: