Defensive driver training can make our roads safer

According to Pertunia Sibanyoni, CEO of InspectaCar, every South African has a right to safe roads, and the more drivers who undergo defensive driver training, the safer our roads will be – which is her reason for partnering with MasterDrive, an advanced driver training company.
“South Africa’s roads are considered to be among the most dangerous in the world and InspectaCar is constantly looking for ways to promote a safer driving environment. By partnering with MasterDrive we believe we will impact directly on the safety of our roads,” says Sibanyoni.
To launch the partnership InspectaCar recently hosted some of its key female stakeholders, including a group of women from WesBank, its partner agencies, and a few local companies at a defensive driver training session conducted by MasterDrive.
According to MasterDrive, defensive driver training can actively reduce the collision rate on our roads by 50%, resulting in immediate cost savings, fewer insurance claims, fewer disability claims and reduced employee absenteeism.
“Drivers generally respond to what is going on around them but do not necessarily consider the potential hazards posed by various situations. Driving involves both physical and mental awareness, with a whopping 85% being attributed to mental awareness,” says Sibanyoni.

Junior Shabangu. buckles up before embarking on the on road evaluation

Kedi Maponyane from Badger Holdings, one of the participants at the launch event, had this to say: “The timing of the training could not have been more perfect for me, as I am heading out on a road trip soon. Thank you InspectaCar for including me in this important session.”
“It was so worthwhile. I put the key learnings into practice on my way home and will continue to do so on a daily basis,” said Junior Shabangu, WesBank Motor Division, Regional Head of Sales.
Junior Shabangu gets feedback from Masterdrive Instructor on her on road evaluation

“It was a privilege to be part of the defensive driver training session. I will be forever grateful to InspectaCar for including me,” said Erica Kornau-Van Niekerk, Managing Director of CREACHA.
Defensive driver training by MasterDrive is a combination of a two-hour classroom theory session followed by a one hour on-road practical drive, where drivers implement the techniques learned in the classroom. InspectaCar will be looking at ways to further promote the partnership in 2019 by offering the programme to more of its stakeholders.
“At InspectaCar we’re not only about selling cars, we also want to make a difference in society. The partnership with MasterDrive is a clear example that our integrity matters as much to us as our bottom line and we look forward to seeing what 2019 brings,” concludes Sibanyoni.

Responsible financial management lessons shared

The new year is officially in full swing, especially as we bid farewell to the longest and most dreaded month of all, January!
Consumers continue to try and find their balance after waiting for their pay cheques, and for those who failed to budget wisely for the festive season, the wait was certainly an uncomfortably long one.
It continues to be clear that as financially savvy as consumers want to be, they find it difficult to remain disciplined. Very often online budgeting tools are complicated to understand so consumers download them but never really put them to effective use.
“We all strive to live a comfortable life; however, all of this is governed by our knowledge of how to best balance what we earn, what we spend and what we have left at our disposal,” says Ghana Msibi, WesBank’s Executive Head of Sales and Marketing.
WesBank’s Affordability Calculator recommends the following tips aimed at assisting consumers to maintain a financially healthy lifestyle throughout the year and their lives.

Start saving early
Often consumers think they can, or should, only start saving once they earn a considerably high salary. Sure, it’s easier to save when you have more disposable income but saving starts in small amounts. It is important to remember that a little goes a long way. If you are putting something away right now, you should not be put off indefinitely. Saving is a lifelong decision which impacts how early you can retire; as well as having a go-to in case of a financially demanding emergency.
Talking freely and openly about money
Build a culture and norm, particularly within your family of talking freely and openly about money. This will drive the teachings – especially with children from a young age – to better understand the difference between income, expenses and disposable income. It will also offer great support in understanding what is a need and a want – which can help save people from splurging unnecessarily.
Plan for your big purchases
The money that you’re spending on unnecessary items now, such as entertainment or clothing, is money that your future self could be using towards something that will make a real difference to your life – such as a deposit for a house, your children’s school fees or even living comfortably in retirement.
“Living from pay cheque to pay cheque can be stressful, even more so if consumers do not make wise financial decisions. It is important to understand how failure to plan effectively early in life can have a negative impact on how you value money as well as your ability to be successful in life,” says Msibi.

Sanity Restored At 2012 Car Of The Year

The 27th annual WesBank / South African Guild of Motoring Journalists Car of the Year (COTY) competition avoided the controversy of last year as it crowned one deserving winner during a glittering event held at the Gallagher Convention Centre in Midrand, Johannesburg on 14 March.
The result is groundbreaking for Hyundai Automotive South Africa, as it became the first Korean car manufacturer to win the competition thanks to the efforts of its Elantra 1.8 GLS sedan. German manufacturers have dominated the results since the competitions’ inception producing 16 past victors. Japanese marques place a distant second with six, while the French, Swede’s and Italians have had a handful of successes between them.
Hyundai Automotive, with its ever improving products, have won Car of the Year accolades around the world in the past, but have not been so lucky in South Africa. This year marked a change in fortunes, with Hyundai finally prevailing with its fifth COTY finalist in as many years.
The Hyundai Elantra 1.8 GLS entered the competition as a strong contender for the title, having wrestled industry perception away from the proverbial favourite Toyota Corolla in the Best Compact Saloon segment. The changing of the guard was confirmed earlier in the year when the Elantra was named one of CAR magazine’s 12 Best Buys for 2012. In January, the Elantra was named the North American Car of the Year and it also won the overall prize in the Canadian Car of the Year competition.
CAR said of the Elantra in its March 2012 issue: “In its latest iteration the Elantra throws down the gauntlet to the market leaders’ meat-and-potatoes offerings and trumps them with a sense of style, class-leading interior (in terms of build quality, trim finishes and standard equipment), overall refinement and, in some cases, even performance and fuel economy”.
All the finalists are comprehensively put through their paces at the world-renowned Gerotek vehicle testing facility outside Pretoria. A number of modules are designed to properly test each and every vehicle within a controlled and safe environment.
This ensures that the country’s top full time motoring journalists whom comprise the COTY Jury, are given ample opportunity to evaluate and fine-tune their thoughts before allocating points to their preferred contestants.
Jury members are given 25 points in total to allocate to no more than five of the finalists and no less than three as is done in the European competition. These scores and the judge’s justifications are open to scrutiny from the moment the winner is announced in the interest of understanding the responsibility of the task at hand and to ensure and demonstrate complete transparency in determining the winner.
The WesBank / SAGMJ COTY competition is about automotive excellence and the winning vehicle must score highly in its own class, not against each other as is often thought, across a variety of categories including those which reflect value for money, safety, dynamics, technology and aesthetics to name but a few.
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